Frequently Asked Questions
How does the Lab interact with FedNow and RTP?
We provide an orchestration layer that sits on top of these rails. Our API allows you to submit a payment instruction once, and our Smart Router decides the optimal rail based on cost, speed, and risk parameters.
Is this a real production environment?
Yes. Our prototypes are built on production-ready infrastructure. Partners receive reference architectures and code assets that are designed for immediate deployment into their own secure environments.
What about fraud liability?
Instant payments are irrevocable. Our Risk Engine provides a pre-transaction risk score (<100ms) to help you decide whether to authorize the payment. We also offer tools for payee confirmation to prevent authorized push payment fraud.
Do you support ISO 20022?
Native support. All our internal messaging and external APIs utilize ISO 20022 data models, ensuring rich remittance data travels with every payment.